What does a Credit Report consist of ?

Modified on Tue, 16 Aug, 2022 at 5:05 PM

A credit report typically capture the following details:

  • Your Credit Score
  • Personal Information Data – Name, date of birth, gender, identification records in the form of PAN, Aadhaar, Driving licence, addresses and contact numbers registered with lending institutions
  • Credit Lines, Loans and Credit Card Details – This includes lender’s name, approved limit, current outstanding amount, month-on-month repayment history, status of account (whether closed, active or pending settlement with lender).

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