'Payment is pending' means that Tata CLiQ did not receive a payment confirmation from your bank. In such cases, Tata CLiQ tries to reconfirm the payment with your bank. If your amount has already been deducted, your order will be confirmed shortly. In case Tata CLiQ is unable to confirm your payment, the amount will be reversed to your account or card automatically. The refund with reflect in your account within 3-4 working days.