Yes, you can. Here are the payment modes, and their combinations, available to you on Tata Pay: 

1. Credit card 

2. Debit card 

3. UPI 

4. Netbanking (for select merchants) 

5. Qik EMI Card (for select merchants) 

6. NeuCoins – the most rewarding option of all!

You can choose one among credit card, debit card, UPI, and netbanking to make your payments. You can combine your chosen option with NeuCoins or Qik EMI Card.